Diamonds in the Rough Roundup 1/23/15

I’m still trying to get over that Seahawks/Packers NFC title game.  While I did want the Packers to win because I’m a big Aaron Rodgers fan, but I can’t get mad because Seattle really has that never die attitude and their quarterback Russell Wilson is one of the most likeable guys in the league.  Looking forward to a great Super Bowl, which I’m getting will be better than last year’s beatdown of the Broncos.

As a reminder, the last few days of the $100 Amazon giftcard giveaway are upon us, so make sure you enter today!  And make sure to read those awesome posts and visit their great sites:

15 Ways to Fight Debt in 2015 by Financially Blonde:  Debt is an epidemic in this country, and in order to fight an epidemic you need a strategy.  These are some great ways to take care of any type of debt you carry.

Making Progress, Or: Alternatives to the Debt Snowball by Indebted and In Debt:  I’m not a big fan of financial “gurus”.  They all have something to sell.  The debt snowball is a piece of guru advice that is terrible.  It is a guaranteed way to pay more interest and keep yourself in debt longer.  If you can stay motivated by paying off the highest interest rate, you’ll thank yourself in the end.

How Does Travel Hacking Affect Your Credit? by The Broke and Beautiful Life:  I enjoy taking advantage of a good credit score and credit card sign up bonuses to rack up travel points, aka travel hacking.  This is a very thorough explanation of the affect of credit card churning on one’s credit score.  In short:  if you have a good credit score and pay your bill on time and in full, it’s not going to affect your score in the long run.  It may even help increase it.

How to Get the Lowest Mortgage Interest Rate Possible by Financial Samurai:  Great post on some ins and outs of refinancing your mortgage.  My mortgage payment is currently my highest monthly bill, which is true for a lot of people.  Makes sense to at least try and shop around to see if you can get a more favorable rate and save money in the long term.

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Comments

  1. Thanks for the shout out and I’m in awe of the company I keep! What’s your thoughts on deflate gate?

    • Syed says

      Not a problem it was a great post! Deflate gate seems more like a side show more than anything but it’s curious that New England is usually at the center of these types of things.

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