The Broke Professional - Page 3 of 20 - Optimize Your Financial Life

4 Things You Forgot About Personal Finance

We all forget simple things sometimes.  The other day when I was trying to login to my system at work, I could not remember my password for the life of me.  I always typed it in without hesitation and without thinking about it.  But for some reason … [Continue reading]

Why Retirement Calculators are Dumb

When I graduated from optometry school waaaaaaayyy back in 2009, I started to finally make some real honest to goodness money.  I figured I should learn more about this finance thing and proceeded to read almost every personal finance book at the … [Continue reading]

I Would Love to do Peer to Peer Lending but…

Update:  As of February 2016, Lending Club is now open to Maryland residents!  Click here for the details.    I will be doing some heavy research into this before I take the plunge, so look for an update on my journey into P2P lending.  Edit:  Still … [Continue reading]

Don’t Be Your Own Worst Enemy

Investing can be a tricky business.  You have to determine why you're investing and what you'll be investing in.  Then you have to make investing a habit and do it regularly.  But you also have to watch yourself and make sure you don't abandon your … [Continue reading]

If You Don’t Want to Work Forever, You HAVE to Start Investing

Investing for retirement is usually not a topic of discussion among new graduates.  Most Millennials would rather talk about Pokemon Go or Game of Thrones,  Two things I have thankfully not gotten sucked into yet. A discussion about student loans … [Continue reading]

Get a 2%+ Return on Every Credit Card Purchase

The idea of getting something for nothing has always been the holy grail. The goose that lays golden eggs.  The Fountain of Youth.  Turning lead into gold.  All these stuffs of legend involve getting something amazing without having to expend any … [Continue reading]

4 Books New Grads Should Have Read BEFORE Finishing School

Students in undergraduate and professional school usually have one thing on their minds: sleep!  The next thing is usually studying to do your best (or to just stay afloat) in your respective program.  Many times this requires a laser like focus … [Continue reading]

Everyone Should Consider Student Loan Refinancing

Few opportunities in life will allow you to keep more of your own money year after year with very little work on your part. You can call your cable company to negotiate a better price.  That can save you $50 bucks or so per month.  But you have to … [Continue reading]

Educating from the Exam Room to the Blogosphere

Blogging is not as easy as most people make it out to be. It takes consistent time and effort to produce a quality blog, let alone one that makes some money. But the most important thing needed to become a successful blogger is passion for your … [Continue reading]

How to Get an Amazing Return on your Savings Account

The financial services industry is enormous.  There are countless magazines, commercials, shows and blogs that talk about financial products and services (I do that also, but only with products I use and trust.  Like Digit.) Companies like … [Continue reading]