The Broke Professional - Page 3 of 21 - Optimize Your Financial Life

4 Interest-ing Ways to Spend Your Tax Refund

My first and only job before joining the optical field was as a Starbucks barista.  It was hard work but I enjoyed it and learned a lot.  We had to manually and carefully load espresso into the machines back then.  No push button lattes! My first … [Continue reading]

Refinance Sooner Rather Than Later

This post contains affiliate links Paying off student loans is a battle.  It's a battle fought against multiple enemies while running a marathon.  Sounds difficult, but it takes consistent work and sacrifice for new professionals to become debt … [Continue reading]

3 Things New Professionals Need to Know About Taxes

My note:  The following is a gracious guest post from Kathryn, who has an excellent blog called Making Your Money Matter.  If you want a complete financial lesson on any and every financial topic from an actual financial professional, head on over to … [Continue reading]

What I Would Tell My College Self

At some point in our lives, we wish we could go back in time and give ourselves some advice.  If we performed better in some key points in life, who knows how different everything could be? Life's all about the journey as the saying goes, but it … [Continue reading]

Tax Filing Open Season Is ON!

People love the new year for many boring reasons.  You can lament the past year (2016 wasn't THAT BAD.  Famous people die every year). A new year also signifies a fresh start.  That could mean a new healthy diet or starting to break some bad … [Continue reading]

Are Physician Loans a Good Idea?

Recent graduates of professional school are in a unique position.  They usually have high amounts of debt and low savings. Not a good recipe to buy a home.  Almost everybody with high debt and low savings will get denied for a traditional … [Continue reading]

The One Service That Finally Let Me Cut Cable

Change is tough.  Changing something I've been used to my entire life is especially tough.  For me, that something was cable TV. Having "background TV" on has always been a normal thing growing up.  Though probably not the best thing to grow up … [Continue reading]

Life Insurance Brings Peace of Mind

"With all of these financial and insurance considerations, one tool that gets lost in the shuffle is life insurance.  This is a shame since a good life insurance plan will provide peace of mind for you and your family, while being a financial … [Continue reading]

Digit: Save Money Easily and Automatically

This post may contain affiliate links America has a savings problem.  No, not the annoying habit of trying to save every country from themselves.  That's for another blog.  The savings problem is that Americans are just not saving enough … [Continue reading]

Investing Lessons Learned from Fantasy Football

  Fantasy football is one of the most polarizing things on Earth.  One on end you have people who are deeply embedded in the culture.  They have been playing in multiple leagues for years and have parties commemorating the start and end … [Continue reading]