The Most Effective Way to Avoid Burnout

Burnout doesn't really have an official definition. But it can be characterized by bouts of depression, hopelessness and feeling flat from being stressed out at work. Anyone can experience burnout, but it is pretty common among high income … [Continue reading]

Dancing is Not a Good Investment Strategy

1/11/2019:  I thought this would be a great time to re-post this, since many people are starting to dance with their investments!  There has been some ups and downs in the stock market the last month or so, and it's making people do weird … [Continue reading]

Don’t Laugh at the Latte Factor

If you need this every day, then you don't value money. Some personal finance concepts will live on forever. Pay Yourself First is one of them. Debt Snowball is another one. And of course from uncle Dave Ramsey himself, "Live like no one else so … [Continue reading]

Unforgivable Financial Sins

Committing these financial sins is like lighting your money on fire. Most major religions have the concept of sin.  From my understanding of my own religion and other major world religions, sins are detestable actions that take you further away … [Continue reading]

Major Upgrade for IRA’s in 2019

We can pack a little more into our nests now. The humble Individual Retirement Arrangement, known in most sane circles as the IRA, is getting a level up in 2019.  IRA's should be a big part of everyone's retirement plan, whether you're self … [Continue reading]

How to Lose Friends and Scare Away People

Many people have read the popular book How to Win Friends and Influence People by Dale Carnegie.  This book came out way back in the 1930's but is still read by many today.  This book can teach you how to effectively network and connect with people … [Continue reading]

Is the Market Going to Crash Soon? Who Cares!!??

Update: Well that was a timely post.  Last week, the week of October 8 2018, saw the S&P 500 drop a little over 4%.  While not exactly bear market territory, the pundits are already out in force declaring the end of the bull market and to move … [Continue reading]

Start Tracking Your Net Worth to Reach Financial Freedom

This post contains affiliate links Everyone has heard the stat about the high failure rate of New Year's resolutions: -8% of New Year's resolutions fail -80% fail by February -Greater than 90% failure rate So if you've made a New … [Continue reading]

3 Steps From a Negative Net Worth to a Millionaire

Disclaimer:  This post contains affiliate links. If you finish any kind of professional or graduate school, you're most likely going to be worth less than you did before you started.  (Worth less, but not worthless!) Unless you have very … [Continue reading]

Don’t Fall for the Minimum Payment Scam

I've written a lot about credit cards and their many advantages.  Things like earning rewards, extended warranties, travel benefits and fraud protection just to name a few.  I wrote a post very recently about how credit cards are so much better than … [Continue reading]