What Happens to Your Debt When You Die

What Happens to your Debt When You Die

If you’ve ever been in debt, you know how hard it is to see the light at the end of the tunnel. However, even if you DID find a way to start reasonable payments, your debt still follows you no matter where you go. Even past the grave! So, what … [Continue reading]

Most Effective Debt Recovery Solutions

Debt Recovery

Looking for an effective debt recovery solution? Collecting money from people who are in debt to your company, is never a fun task. Going after the money you are owed can create unnecessary trouble for you and your business. That’s why there are … [Continue reading]

Why Creating Systems Trumps Motivation

I vividly remember the first time I saw Rocky as a kid.  Just a lowly local fighter, Rocky Balboa had to go through so much to get ready for his big fight with the champ Apollo.  After watching the iconic training scenes of him running up … [Continue reading]

The Sharp Bite of COBRA Insurance

So I'm self employed now. I made the change about 6 months ago and am winding down from being an employed optometrist. Working for the man can become tiring. But one thing working for the man did provide was health insurance at an affordable … [Continue reading]

February is Failed Resolution Month

Make Goals Great Again! Did you make a New Years resolution for 2019? Most likely it has failed by now. Not that I know you personally or anything. But research tells me so. It's estimated that 80% of New Year's resolutions fail. When they … [Continue reading]

4 Reasons why an Emergency Fund is Crucial

The average person has many financial steps they need to take.  They need to make an income.  Preferably doing something that is not soul crushing.  They also need to make sure they are saving enough for retirement.  The … [Continue reading]

Valuable Above the Line Deductions

Make off with the deductions you deserve Not sure if you heard, but a new tax law went into effect for 2018. I wrote about some of the major changes here. One of the goals of the new tax plan was to make the tax filing process easier and … [Continue reading]

The Most Effective Way to Avoid Burnout

Burnout doesn't really have an official definition. But it can be characterized by bouts of depression, hopelessness and feeling flat from being stressed out at work. Anyone can experience burnout, but it is pretty common among high income … [Continue reading]

Dancing is Not a Good Investment Strategy

1/11/2019:  I thought this would be a great time to re-post this, since many people are starting to dance with their investments!  There has been some ups and downs in the stock market the last month or so, and it's making people do weird … [Continue reading]

Don’t Laugh at the Latte Factor

If you need this every day, then you don't value money. Some personal finance concepts will live on forever. Pay Yourself First is one of them. Debt Snowball is another one. And of course from uncle Dave Ramsey himself, "Live like no one else so … [Continue reading]