The Broke Professional - Page 2 of 21 - Optimize Your Financial Life

Take Full Advantage of Your Workplace Benefits

There are few things in life as potentially exciting and nerve wracking as getting that first job out of college.  After years of studying during college (and possibly grad school), building contacts throughout your field, polishing and re-polishing … [Continue reading]

3 Easy Steps to Becoming a Travel Hacker

You hear the word "hacking" a lot nowadays.  Traditionally, hacking was thought of as something negative.  Something we would not want our kids to do. We think of a recluse living in his parents basement trying to break into a federal … [Continue reading]

Inflation is Not a Big Deal. Here’s Why.

Imagine a reverse savings account.  You put money into it and it will slowly erode over time at a constant rate.  Let's say that rate is 3%.  So every year the amount you have in the account will decrease by 3%. So you deposit $100, then at the … [Continue reading]

4 Interest-ing Ways to Spend Your Tax Refund

My first and only job before joining the optical field was as a Starbucks barista.  It was hard work but I enjoyed it and learned a lot.  We had to manually and carefully load espresso into the machines back then.  No push button lattes! My first … [Continue reading]

Refinance Sooner Rather Than Later

This post contains affiliate links Paying off student loans is a battle.  It's a battle fought against multiple enemies while running a marathon.  Sounds difficult, but it takes consistent work and sacrifice for new professionals to become debt … [Continue reading]

3 Things New Professionals Need to Know About Taxes

My note:  The following is a gracious guest post from Kathryn, who has an excellent blog called Making Your Money Matter.  If you want a complete financial lesson on any and every financial topic from an actual financial professional, head on over to … [Continue reading]

What I Would Tell My College Self

At some point in our lives, we wish we could go back in time and give ourselves some advice.  If we performed better in some key points in life, who knows how different everything could be? Life's all about the journey as the saying goes, but it … [Continue reading]

Tax Filing Open Season Is ON!

People love the new year for many boring reasons.  You can lament the past year (2016 wasn't THAT BAD.  Famous people die every year). A new year also signifies a fresh start.  That could mean a new healthy diet or starting to break some bad … [Continue reading]

Are Physician Loans a Good Idea?

Recent graduates of professional school are in a unique position.  They usually have high amounts of debt and low savings. Not a good recipe to buy a home.  Almost everybody with high debt and low savings will get denied for a traditional … [Continue reading]

The One Service That Finally Let Me Cut Cable

Change is tough.  Changing something I've been used to my entire life is especially tough.  For me, that something was cable TV. Having "background TV" on has always been a normal thing growing up.  Though probably not the best thing to grow up … [Continue reading]