Optimize Your Financial Life
Debt is a way of life in America. It's easy to acquire and everyone has got it. The vast majority of people buy homes and cars with debt. It's almost impossible to go to college with no student loan debt, especially for any type of graduate or … [Continue reading]
The key to getting ahead financially is to spend less than you earn. There is literally no other way to achieve financial freedom. This applies to billionaires and regular old working people. But it's not easy. We hear about the athletes and … [Continue reading]
Insurance is one thing that everyone needs but very few want to sign up for. And people who sell insurance aren't exactly the most beloved people on the planet. But the fact remains, we all need insurance. There are many different types of … [Continue reading]
Most people file their taxes online nowadays. I have for the past 4 years. The fact that I actually enjoy doing my own taxes is icing on the cake. If you have a fairly simple tax return that has a low chance of being audited, filing online is a … [Continue reading]
This is another guest post from my friend Anum Yoon who blogs over at Current on Currency. Today's practical post will discuss ways to save money by making your home more efficient in the cold weather. Floridians and Texans, find another … [Continue reading]
On December 22, 2017, President Trump signed the Tax Cuts and Jobs Act (TCJA) into law. This was one of his pet projects and something he has promising since his campaign. He also promised that this law would give middle class families a huge tax … [Continue reading]
For most people, the end of the year is usually a time to take it slow and spend your days with family and friends. Work takes a backseat until the start of the new year. Working in the optical world is the complete opposite. It's a madhouse! … [Continue reading]
Everybody with student loans should consider refinancing. It might not be the right choice for everybody, but you'll never know unless you take a look. At worst, you get some quotes and realize it's not worth the effort or you don't want to give … [Continue reading]
Ask the average American or young professional what things SHOULD be doing with their finances. You'll get the usual answers like budgeting and saving. They will also talk about how they need to spend less on things like eating out and … [Continue reading]
This is a guest post from Anum Yoon, who is a prolific and excellent writer in the personal finance sphere. You can find out more about her at her blog Current on Currency. Today's post will feature ideas on how to keep your utility bills low. … [Continue reading]