The Broke Professional - Page 2 of 22 - Optimize Your Financial Life

Dollar Cost Averaging is the Best Way to Invest

Ask the average American or young professional what things SHOULD be doing with their finances.  You'll get the usual answers like budgeting and saving.  They will also talk about how they need to spend less on things like eating out and … [Continue reading]

Ways to Decrease Your Utility Bill

This is a guest post from Anum Yoon, who is a prolific and excellent writer in the personal finance sphere.  You can find out more about her at her blog Current on Currency. Today's post will feature ideas on how to keep your utility bills low.  … [Continue reading]

Avoid Stupid Bank Fees

My first checking account was at the same local bank that my dad used and he helped me sign up for it.  Banks LOVE this since they are hoping to get your business for life and then I will do the same thing with my son.  They're hoping people don't … [Continue reading]

Sweat the Big Things. Part 3: Taxes

This is Part 3 of my three part series about housing, transportation and taxes.  These are the three things which I believe can make or break your finances. Part 1 discussed housing and Part 2 talked about transportation. In this Part 3 of this … [Continue reading]

The Investing Book That Won My Heart

This post may contain affiliate links Life is a journey, but the beginning of that journey can have a profound effect on the rest.  Reading one book in particular completely changed the trajectory of my investing journey. While you can learn to … [Continue reading]

Equifax Hack and the Botched Response

Equifax, one of the big three credit reporting companies in the country, was recently hacked.  The company states that 143 million people were affected.  Which means a lot more people were most likely affected since they are probably reporting a … [Continue reading]

Sweat the Big Things. Part 2: Transportation

This is Part 2 of my three part series about housing, transportation and taxes.  These are the three things which I believe can make or break your finances. Part 1 discussed buying a house.  This post will talk about the costs associated with … [Continue reading]

Sweat the Big Things. Part 1: Housing

  The first personal finance book I ever read was The Automatic Millionaire by David Bach.  It was a great intro to personal finance and I would recommend it to anyone looking for a great personal finance book.  One idea the author introduced … [Continue reading]

Where to Refinance Your Student Loans

This post contains affiliate links People tend to need some hand holding when trying something new.  I've found this to be the case when recommending student loan refinance to colleagues. I recently wrote why everyone with student loans should … [Continue reading]

How to Kill your Credit Score

Your credit score is one of the most overlooked parts of personal finance.  Most people don't know what their credit score is, why it's important, what contributes to your score and how you can improve it.  I will go into all of that and more.  If … [Continue reading]