2014 is upon us and it brings with it a sea of change in the US healthcare system. There are new plans and acronyms being thrown all over the place. From the ACA (Affordable Care Act), HDHP's (High Deductible Health Plans) to healthcare.gov … [Continue reading]
Whatever you do, don’t follow the herd!
I really need to get something off my chest about the thing that bothers me the most around holiday time. It's not the busy roads or hordes of people mindlessly flocking to the mall. It's not dealing with people everyday who are stressed out to the … [Continue reading]
Diamonds in the Rough Roundup 12/27/2013
Though this Roundup series is pretty new, this is going to be the last one for 2013. It's always good to reflect on the past year and make sure next year is even better: -2013: Looking Back by The Broke and Beautiful Life: In this post, Stefanie … [Continue reading]
If you’re already Drowning in Debt…Just Say No
When I look back at my time in optometry school (it's already been almost 5 years??!!), it seems like it went by in a blur. Those 4 years seem to kind of blend together in a whirlwind of studying, lab practicals, and board exams. Sometimes I am … [Continue reading]
Diamonds in the Rough Roundup 12/20/13
Here's the latest round up of great articles around the personal finance world: -Bad Retirement Advice by Student Debt Survivor: The key to having a healthy retirement fund is to start early. You don't even have to be contributing a lot, just … [Continue reading]
Is your Savings Account Awesome?
There are two ways to get wealthy: Make a boatload of money all at once or consistently save a portion of what you earn. Most people dream and struggle (but mostly dream) about getting rich with the first method. You must be EXTREMELY motivated and … [Continue reading]
Prevention is Better than Cure
There were many interesting sayings I learned during optometry school. My favorite one was "Those who can't do...teach. Those who can't teach...teach optometry." This saying was partially in jest, but partially not. Anyway, another saying which … [Continue reading]
Diamonds in the Rough Roundup 12/13/13
Enjoy these great posts from great writers I've found this week: -Reader Case Study: Hair on Fire! by Mr Money Mustache: A fascinating post that analyzes the budget of a family that wants to retire but doesn't think they ever will. Sometimes it … [Continue reading]
The 3 Best Cash Back Credit Cards
I really do love credit cards. That's because I avoid credit card debt like the plague and I like to use rewards to the max. A recent trend I've been noticing is that many reward programs (especially hotel and airline programs) are devaluing their … [Continue reading]
Latest Carnival of Personal Finance
Hey everybody. Take a glance at the latest Carnival of Personal Finance. I'm sure everyone will find one or two posts that will help them out. Thanks. … [Continue reading]