Dining out: Not as convenient as we think

Enjoying a good meal with friends and family is one of the greatest joys life has to offer.  Not many better times can be had than eating a good hearty meal with loved ones and discussing the latest news or just having a good laugh.  Eating with … [Continue reading]

Yakezie Challenge…commence!

Today I decided to take the 6 month Yakezie Challenge.  It essentially challenges you to get a certain ranking in Alexa, which ranks webpages based on what they decide is popular.  It is a pretty reliable and widely used ranking system.  Knowing my … [Continue reading]

Financial Commandment #3: Avoid credit card debt

In the third installment of the sacred Financial Commandments, we talk about the biggest thing to avoid.  This is in contrast to the more proactive Financial Commandment we mentioned previously, Pay Yourself First.  Just like a winning football team … [Continue reading]

3 ways to max out your credit cards

Almost everyone in the civilized world has had a credit card at one time or another.  A credit card can be a powerful tool.  It is essentially a 30-day loan from the credit card company (Visa, Mastercard, American Express etc.) with a certain limit … [Continue reading]

How to make your money work for you

If you want to hire people to work for you, then you need a business of some sort.  However, even if you don't yet have a business big enough to hire people, you can have employees work for you.  These employees work 24/7, don't complain about … [Continue reading]

Down with student loan debt!

This article appeared in a slightly different version as a guest post on frugaling.org, another great website for financial info.   I’m an optometrist and I love my job.  Like many professional jobs in the medical field it has a good … [Continue reading]

How to fully benefit from your new job- Part 2

In my previous post, I talked about how to maximize the two main perks associated with most new jobs, health insurance and retirement planning.  Being on top of these two benefits will definitely put you on the right path toward using your work … [Continue reading]

First blog Carnival appearance!

Hello everyone.  My article about the Debt Snowball vs the Debt Avalanche was recently featured in the Carnival of Personal finance, which is pretty much a round up of the week's best personal finance articles.  It's a great resource for solid … [Continue reading]

The root of financial success

Everyone wants to know some new tactics or hacks to help improve their finances.  There are always apps and programs coming out for budgeting and tracking our money and net worth.  Many of these tools are wonderful and they work great, but tactics … [Continue reading]

Snowball vs Avalanche: Is it even a question?

We have so many ways to get into debt nowadays.  Credit cards, mortgages, student loans, car loans and, God forbid, payday loans.  With so many ways to get into debt it's important to know the quickest ways out of debt.  And it's not by calling one … [Continue reading]