Optimize Your Financial Life
Each and every credit card company wants your business, and they will do anything to get it. Offering credit card rewards is one way of doing this. Getting rewards for what you spend on credit cards was almost unheard of even a few decades ago. … [Continue reading]
The checking account is the one type of account almost everyone in the country has. Most savings and investment accounts need to be funded from somewhere, and that somewhere is usually a checking account. It represents the most liquid form of money … [Continue reading]
Anyone who has ever looked into securing a mortgage knows there are many different types of loans out there. Most people know about your typical 30 or 15 year home loan with a fixed interest rate and a 20% down payment. There are variable interest … [Continue reading]
Paying yourself first is probably the most powerful and under utilized method to building real wealth. The idea behind it is very simple. Instead of paying all of your monthly bills and expenses and then putting the rest into savings, paying … [Continue reading]
Just a short post today on something I've been thinking about lately. What spurred me to think about it was the scene from the recent Batman movie when Bruce Wayne was stuck inside the underground prison and the only way to get out was to make the … [Continue reading]
After graduating college or professional school, there are many things on a person's mind. When can I start working? How much will my starting pay be? My student loan debt is how much??? Investing is usually the furthest thing from a graduates … [Continue reading]
The whole idea of budgeting elicits an entire range of responses. Some people live and die by the budget, tracking every tenth of a penny and not budging from their pre-set spending limits. Others completely hate the idea of keeping a budget and … [Continue reading]
If you take a look in the purse or wallet of any American, you will most likely find a credit card or two. Or three. Or more. The problem is that while many people have credit cards, many of them do not know how to use them responsibly, or how to … [Continue reading]
There are certain rules and sayings that are priceless and will withstand the test of time. Two plus two equals four. Don't buy vacuums form a guy selling them door to door. Michael Jordan is the greatest basketball player ever (please there is no … [Continue reading]
Powerball/lottery fever has been going around lately. Recently a group of people won the $448 million Powerball jackpot. Good for them. I hope they use their money wisely and in a way that will benefit their families and communities for years to … [Continue reading]
