Diamonds in the Rough Roundup 1/24/14

Everyone’s talking about Richard Sherman’s awesome post game interview.  In honor of that, here are some not so sorry posts I came by this week:

Investing Your Health Savings Account in the Stock Market by Eyes on the Dollar:  I recently wrote about HSA’s here.  One thing I mentioned is the ability to invest or at least gain interest with the money in your HSA.  My plan doesn’t currently have the ability to invest, but this article goes more in depth into that.

Why Young Adults Should NOT Choose Catastrophic Health Insurance Plans by Young Adult Money:  Interesting post on reasons why young adults should not opt for the so-called catastrophic health care plans, the ones the government wants them to get.  These plans have very high deductibles.  I say if you have the savings to cover up to the deductible, getting a cheap health insurance plan may be worthwhile.  You can also contribute to HSA’s.  It’s all about your tolerance for risk and your income potential.

6 Low Cost Ways to Improve the Value of Your Home by Stumble Forward:  While we’re not looking to sell anytime soon, it’s always good to know ways to increase the value of your home.  This post talks about specific short term fixes to get done a year or so before you sell.  Good to remember.

Big wins:  The quickest way to wealth by Get Rich Slowly:  Not all financial moves are created equal.  Cutting coupons for a week and preparing for your salary negotiation might take the same amount of time, but will definitely not produce the same results.  We only have a limited time on this planet, so make your moves count.

Why Interest Rates May Go Up This Year and What it Means For You by Ready For Zero:  Nice overview of the inevitable rise of interest rates and how it can affect you.  The last few years have seen record low mortgage interest rates, but that will probably change in the next few years.  Learn how it may effect you and plan accordingly.



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