Guest post: Why I Became an Optometrist

Richard Zimbalist OD, FAAO is an optometrist at Harry S. Truman Memorial Veterans’ Hospital in Columbia, Missouri.  He is the developer of the popular optometric website, ODCareer.com, and welcomes blog submissions and case reports from other … [Continue reading]

Big Tax Refunds are Great! Right?

There are all sorts of unending debates in the world of personal finance, with rabid followers on each side.  Rent versus buy?  Emergency fund or no emergency fund?  Paper or plastic?  Yes, some personal finance writers will go into a strange amount … [Continue reading]

Diamonds in the Rough Roundup 1/24/14

Everyone's talking about Richard Sherman's awesome post game interview.  In honor of that, here are some not so sorry posts I came by this week: -Investing Your Health Savings Account in the Stock Market by Eyes on the Dollar:  I recently wrote … [Continue reading]

Turn Lifestyle Inflation into Savings Inflation

One term that has been getting a lot of exposure in the past few years is "first world problem".  This refers to problems that only people of privilege have, such as your fries not being salty enough or not having a phone charger that's long enough … [Continue reading]

Diamonds in the Rough Roundup 1/17/14

Though the matchups in the AFC and NFC title game were surprisingly predictable, they both look to be classics in the making.  Can't wait until Sunday.  In the meantime, expand your financial mind with these great posts: -5 Ways to Bring Out Your … [Continue reading]

Say hello to the HSA

Healthcare in America is controlled by all sorts of levers and dials.  From insurance premiums, doctor co-pays, hospital visits and costs of medicine, there can be a lot to remember.  There are also different types of accounts which the IRS allows us … [Continue reading]

Would you ever use a Balance Transfer?

When it comes to credit card marketing, there are some things I just never pay attention to.  One is the APR, which is the comically high interest rate you pay on the part of your balance not paid in full by the due date.  I've seen rates from 10, 20 … [Continue reading]

Diamonds in the Rough Roundup 1/10/14

Here are some posts that have piqued my interest this week: -Best Rewards Cards of 2014 by Mike Jelinek:  This post provides a good overview of what to look for in a rewards card and gives their take on what are the best cards. The author clearly … [Continue reading]

How to Save 10-20% on Almost Everything

This post is going to be short and sweet (which is what most good financial advice should be).  No one wants to pay more than they have to for anything.  If you had a choice between $20 for some jeans versus $12 for the same jeans, I'm pretty sure … [Continue reading]

Diamonds in the Rough Roundup 1/3/14

Happy New Year everyone!  Start it right by perusing some of these great posts: -Why You Can't Get Ahead...Ever by Afford Anything:  Great motivational post on getting out of the scarcity mentality, where you feel there is only so much to go … [Continue reading]