Disclaimer: This post contains affiliate links. If you finish any kind of professional or graduate school, you're most likely going to be worth less than you did before you started. (Worth less, but not worthless!) Unless you have very … [Continue reading]
Don’t Fall for the Minimum Payment Scam
I've written a lot about credit cards and their many advantages. Things like earning rewards, extended warranties, travel benefits and fraud protection just to name a few. I wrote a post very recently about how credit cards are so much better than … [Continue reading]
How to Raise Your Credit Score FAST
Living off the grid sounds great. You don't have to field calls from telemarketers or keep up on with the latest Trump headline. As long as you find a way to take care of hygiene once in a while, life will be good. For those of us not looking to … [Continue reading]
Credit Cards vs Debit Cards: Not Even Close
We don't use cash much in this country. Most online and in person transactions are done by credit or debit card. Even with things like Apple and Samsung Pay, a card is still the thing making the transaction. But is credit or debit the better … [Continue reading]
How to Stack Bank Account Bonuses
Banks know how to make money off of regular people. They get some money every time you swipe a credit card and a lot more money from interest payments. They get money from ATM fees and from being able to lend out money that we deposit with them … [Continue reading]
How Many Credit Cards Should You Have?
Credit cards are one financial topic that everyone has an opinion about. Even people who don't have much interest in finance will have some sort of take on credit cards. Some people swear by them. Other people swear AT them. Some … [Continue reading]
My Favorite Student Loan Calculator
This is going to be a short post, but it should help a lot of people. Since I'm a finance nerd and think about debt payoff and investing a lot, financial calculators take up a lot of my time. While there are a lot of good investing calculators … [Continue reading]
Pay Off Debt With a Strategy
Debt is a way of life in America. It's easy to acquire and everyone has got it. The vast majority of people buy homes and cars with debt. It's almost impossible to go to college with no student loan debt, especially for any type of graduate or … [Continue reading]
Plan Out Your Paycheck
The key to getting ahead financially is to spend less than you earn. There is literally no other way to achieve financial freedom. This applies to billionaires and regular old working people. But it's not easy. We hear about the athletes and … [Continue reading]
Disability Insurance: Yes, You Need It
Insurance is one thing that everyone needs but very few want to sign up for. And people who sell insurance aren't exactly the most beloved people on the planet. But the fact remains, we all need insurance. There are many different types of … [Continue reading]