Optimize Your Financial Life
Equifax, one of the big three credit reporting companies in the country, was recently hacked. The company states that 143 million people were affected. Which means a lot more people were most likely affected since they are probably reporting a … [Continue reading]
This is Part 2 of my three part series about housing, transportation and taxes. These are the three things which I believe can make or break your finances. Part 1 discussed buying a house. This post will talk about the costs associated with … [Continue reading]
The first personal finance book I ever read was The Automatic Millionaire by David Bach. It was a great intro to personal finance and I would recommend it to anyone looking for a great personal finance book. One idea the author introduced … [Continue reading]
This post contains affiliate links People tend to need some hand holding when trying something new. I've found this to be the case when recommending student loan refinance to colleagues. I recently wrote why everyone with student loans should … [Continue reading]
Your credit score is one of the most overlooked parts of personal finance. Most people don't know what their credit score is, why it's important, what contributes to your score and how you can improve it. I will go into all of that and more. If … [Continue reading]
(Hey everyone. The following is a guest post from my friend Ryan, who specializes in financial planning for physicians. He's doing great work since many physicians and other health professionals are clueless when it comes to their finances. In … [Continue reading]
There are few things in life as potentially exciting and nerve wracking as getting that first job out of college. After years of studying during college (and possibly grad school), building contacts throughout your field, polishing and re-polishing … [Continue reading]
You hear the word "hacking" a lot nowadays. Traditionally, hacking was thought of as something negative. Something we would not want our kids to do. We think of a recluse living in his parents basement trying to break into a federal … [Continue reading]
Imagine a reverse savings account. You put money into it and it will slowly erode over time at a constant rate. Let's say that rate is 3%. So every year the amount you have in the account will decrease by 3%. So you deposit $100, then at the … [Continue reading]
My first and only job before joining the optical field was as a Starbucks barista. It was hard work but I enjoyed it and learned a lot. We had to manually and carefully load espresso into the machines back then. No push button lattes! My first … [Continue reading]
